@charset "UTF-8";
:root{--blue:#155eef;--navy:#102d61;--ink:#13243f;--muted:#526582;--line:#dce5f2;--bg:#f5f8fe;--soft:#edf4ff;--green:#06775d;--radius:24px;--shadow:0 18px 60px #173f7e0c}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}button,input,select{font:inherit}a{color:var(--blue);text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.5}input[type=checkbox],input[type=radio]{accent-color:var(--blue)}[hidden]{display:none!important}h1,h2,h3,h4,p{margin:0 0 16px}h1,h2,h3,h4{line-height:1.18;letter-spacing:-.025em}h1{font-size:clamp(36px,4.6vw,62px);font-weight:800;max-width:780px;margin-bottom:24px}h1 span{color:#2269eb}h2{font-size:clamp(26px,3vw,38px);margin-bottom:20px}h3{font-size:21px}h4{font-size:18px}p:last-child{margin-bottom:0}small{font-size:13px;line-height:1.5}strong,b{font-weight:700}ul,ol{padding-left:24px}li{margin-bottom:8px}section{scroll-margin-top:20px}.container{width:min(1220px,calc(100% - 48px));margin:auto}.site-header{position:sticky;top:0;z-index:10;background:#ffffffed;border-bottom:1px solid #e6edf8;backdrop-filter:blur(14px)}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:84px}.brand{display:flex;align-items:center;flex-wrap:wrap;gap:10px;color:var(--navy);font-size:20px;font-weight:800;text-decoration:none;letter-spacing:-.03em}.brand-symbol{display:grid;place-items:center;width:39px;height:39px;border-radius:12px;background:linear-gradient(135deg,#1d73ff,#1841bf);color:white}.brand-sub{font-size:11px;font-weight:500;color:var(--muted);letter-spacing:.03em;margin-left:5px}nav{display:flex;gap:24px}nav a{text-decoration:none;font-size:14px;color:var(--muted);font-weight:600}.hero{padding:70px 0 50px;background:radial-gradient(ellipse at 85% 0%,#b9d7ff88,transparent 55%),linear-gradient(120deg,#fff,#edf4ff);border-bottom:1px solid #e1eafa}.hero-grid{display:grid;grid-template-columns:1.7fr 1fr;gap:60px;align-items:center}.eyebrow{color:var(--blue);font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.13em;margin-bottom:16px}.lead{font-size:19px;line-height:1.65;color:var(--muted);max-width:700px}.chips{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0}.chips span{padding:7px 12px;background:#ffffffa6;border:1px solid #d8e5fc;border-radius:30px;font-size:12px;font-weight:600;color:#355781}.dates{font-size:12px;color:var(--muted)}.hero-note{position:relative;padding:32px;border:1px solid white;border-radius:28px;background:linear-gradient(145deg,#fff,#e9f3ff);box-shadow:0 24px 70px #3268d320}.hero-note h2{font-size:23px}.hero-note p{font-size:14px;color:var(--muted)}.hero-note a{font-size:14px;font-weight:700}.zero{font-size:86px;line-height:1.1;letter-spacing:-.06em;font-weight:800;color:var(--blue);margin:16px 0}.pill{display:inline-block;background:#def2ea;color:#086a52;padding:6px 12px;border-radius:30px;font-size:12px;font-weight:700}.pill.light{background:var(--soft);color:#36639e}.section{padding:44px 0}.section-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:22px}.section-heading h2{margin:0}.section-intro{max-width:900px;color:var(--muted);margin-bottom:24px}.panel{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.calc-layout{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:24px;align-items:start}fieldset{border:0;padding:0;margin:0 0 26px;min-width:0}legend{font-size:18px;font-weight:700;margin-bottom:16px;width:100%;display:flex;align-items:center;gap:10px}.number{background:var(--soft);border-radius:50%;width:28px;height:28px;display:inline-grid;place-items:center;color:var(--blue);font-size:13px;flex-shrink:0}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.choice{border:1px solid var(--line);border-radius:14px;padding:16px 12px;display:flex;align-items:flex-start;gap:8px;cursor:pointer;background:#fff;transition:background .15s,border-color .15s}.choice input{margin:5px 0 0;flex-shrink:0;width:16px;height:16px}.choice span{font-size:14px;font-weight:700}.choice small{display:block;color:var(--muted);font-weight:400;margin-top:5px}.choice:hover{border-color:#96b8f8;background:#f7faff}.choice:has(input:checked){border-color:var(--blue);background:#edf4ff;box-shadow:0 0 0 1px var(--blue)}.field{display:flex;flex-direction:column;gap:8px;font-weight:600;font-size:14px;margin-bottom:20px;min-width:0}.field input,.field select{display:block;width:100%;border:1px solid #cbd8eb;border-radius:11px;padding:13px 14px;min-height:50px;color:var(--ink);background:#fcfdff;min-width:0}.field input::placeholder{color:#74849d;font-size:14px}.field small{font-weight:400;color:var(--muted)}.field input:hover,.field select:hover{border-color:#98b6e5}.field input[aria-invalid=true]{border-color:#b42318;background:#fff9f7}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}.switch-row{display:flex;align-items:center;gap:12px;background:#f4f7fc;border:1px solid #e4ebf6;padding:15px;border-radius:12px;margin:24px 0;cursor:pointer;font-weight:700;font-size:14px}.switch-row input{width:20px;height:20px;flex-shrink:0}.switch-row small{display:block;font-weight:400;color:var(--muted);margin-top:3px}.notice{border-radius:14px;background:#ebf3ff;border:1px solid #d0e3ff;padding:18px;font-size:14px;color:#264d7c;margin:18px 0}.notice p{margin-top:8px}.notice.success{color:#08664e;background:#edf9f3;border-color:#c4e9d9}.notice.warning{background:#fff6e8;border-color:#f1d8b1;color:#805000}.hint,.source-note{color:var(--muted);font-size:12px;line-height:1.7}.source-note{margin-top:16px}.error{padding:12px;color:#a82116;background:#fff0ec;border-radius:10px;font-size:14px}.actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-top:20px}.primary,.secondary,.text-button{border:0;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:16px;padding:13px 19px;border-radius:11px;font-size:14px;font-weight:700;min-height:48px;line-height:1.4}.primary{background:linear-gradient(120deg,#2378ff,#194bd7);color:#fff;box-shadow:0 7px 18px #155eef20}.primary:hover{background:linear-gradient(120deg,#1967e5,#143eb5)}.secondary{border:1px solid #cbdcf5;background:#fff;color:#2159b1}.secondary:hover{background:var(--soft)}.text-button{background:transparent;color:var(--muted);padding:10px}.text-button:hover{color:var(--blue)}.result{position:sticky;top:108px;background:linear-gradient(160deg,#fff,#f7faff);border-color:#cedef7}.result-art{position:relative;width:110px;height:110px;border-radius:30px;background:linear-gradient(140deg,#e9f3ff,#d4e5ff);display:grid;place-items:center;font-size:65px;color:var(--blue);margin:0 0 26px}.result-art span{position:absolute;right:-15px;bottom:-5px;font-size:28px;line-height:1.6;border:4px solid white;background:#155eef;color:white;border-radius:50%;width:50px;text-align:center}#emptyResult>p{color:var(--muted);font-size:14px}.check-list{padding:0;list-style:none}.check-list li{padding-left:25px;position:relative;margin-bottom:14px}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--green);font-weight:800}.result .check-list{font-size:13px;color:var(--muted);margin-top:25px}.result h3{font-size:18px}.result-total{display:block;font-size:clamp(30px,3.4vw,46px);font-weight:800;letter-spacing:-.04em;color:var(--blue);line-height:1.2;overflow-wrap:anywhere}.result-caption{font-size:13px;color:var(--muted);margin-top:8px}.breakdown{margin:24px 0}.breakdown>div{display:flex;justify-content:space-between;gap:15px;border-bottom:1px solid #e2eaf5;padding:10px 0;font-size:13px}.breakdown dt{color:var(--muted)}.breakdown dd{margin:0;text-align:right;font-weight:600;white-space:nowrap}.total-box{border-radius:15px;background:linear-gradient(110deg,#103c9a,#1d66e1);color:#fff;padding:20px}.total-box span{display:block;font-size:13px}.total-box strong{font-size:28px;display:block;line-height:1.4;margin-top:8px;overflow-wrap:anywhere}.composition{height:12px;display:flex;border-radius:8px;overflow:hidden;margin-top:24px;background:#d9e6ff}.composition span{display:block;height:100%}.legend{font-size:11px;color:var(--muted);display:flex;flex-wrap:wrap;gap:7px 14px;margin:10px 0}.legend span:before{content:'';display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--dot);margin-right:5px}.formula{font-size:12px;border-top:1px dashed #cddbf1;padding-top:16px;color:#385879;overflow-wrap:anywhere}#loanResult{background:#edf4ff;padding:18px;border-radius:14px;margin-top:16px;font-size:13px}#loanResult p{display:flex;justify-content:space-between;gap:10px;margin-bottom:8px}#loanResult b{text-align:right}.expense-details{margin:22px 0;background:#f8faff;border-radius:12px;padding:16px}.expense-details summary{font-size:14px}.expense-details[open] summary{margin-bottom:16px}summary{cursor:pointer;font-weight:700;line-height:1.5}.blue-banner{display:grid;grid-template-columns:1.7fr 1fr;gap:60px;border-radius:28px;padding:44px;color:#fff;background:radial-gradient(ellipse at 0 0,#2682fd88,transparent 55%),linear-gradient(130deg,#183c8b,#0f2659)}.blue-banner .eyebrow{color:#afcffb}.blue-banner h2{font-size:32px}.blue-banner p{color:#d7e5fc;font-size:15px}.flow{text-align:center;align-self:center}.flow>div{padding:12px 16px;border:1px solid #ffffff30;border-radius:14px;background:#ffffff0b;font-weight:700}.flow small{display:block;color:#c2d6f8}.flow span{color:#b8d5ff;font-size:11px;margin-right:9px}.flow>b{display:block;color:#80b6ff;line-height:1.6}.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.benefit{padding:26px;background:#fff;border:1px solid var(--line);border-radius:20px}.benefit h3{font-size:19px;margin-top:18px}.benefit p{font-size:14px;color:var(--muted)}.icon{display:inline-grid;place-items:center;border-radius:13px;width:44px;height:44px;background:linear-gradient(135deg,#eff5ff,#dceaff);color:#2862bd;font-weight:800;font-size:15px}.quiz-panel{display:grid;grid-template-columns:1fr 1fr;gap:50px;background:radial-gradient(ellipse at 0 100%,#e5efff,transparent 70%),#fff;padding:36px}.quiz-panel>div>p:not(.eyebrow){color:var(--muted)}.quiz-panel h2{font-size:30px}.quiz-panel fieldset{margin:0}.quiz-options{display:grid;gap:9px}.quiz-options .choice{padding:12px}.quiz-progress{display:flex;align-items:center;gap:14px;margin-top:22px;font-size:12px;color:var(--muted)}progress{height:7px;width:100%;border:0;border-radius:10px;overflow:hidden;background:#e4edfc}progress::-webkit-progress-bar{background:#e4edfc}progress::-webkit-progress-value{background:var(--blue)}progress::-moz-progress-bar{background:var(--blue)}#quizResult .check-list{font-size:14px}.table-scroll{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:18px;margin-top:20px}table{border-collapse:collapse;width:100%;font-size:13px;line-height:1.55;text-align:left}caption{text-align:left;padding:17px 20px;color:var(--muted);font-size:12px;border-bottom:1px solid var(--line)}th,td{padding:18px 15px;vertical-align:top;border-bottom:1px solid #e5edf7}thead th{color:#385274;background:#edf4ff;font-weight:600;white-space:nowrap}tbody th{min-width:160px;font-weight:700}tr:last-child td,tr:last-child th{border:0}tbody tr:hover{background:#f7faff}table small{display:block;color:var(--muted);font-weight:400;font-size:11px;margin-top:7px}.wide{min-width:230px}.rate{color:var(--blue);font-weight:800;white-space:nowrap}.nowrap{white-space:nowrap}td{min-width:100px}.inline-callout{display:flex;align-items:center;gap:24px;padding:24px;background:#eaf3ff;border-radius:18px;margin-top:24px}.inline-callout p{flex:1;font-size:14px;color:#33567e;margin:0}.inline-callout a{flex-shrink:0}.mini-zero{font-size:38px;white-space:nowrap;font-weight:800;color:var(--blue);letter-spacing:-.04em}.reading{max-width:940px;margin:auto}.reading>p{color:var(--muted)}.reading>h3{margin-top:30px}.steps{list-style:none;counter-reset:steps;padding:0;margin:32px 0}.steps li{counter-increment:steps;position:relative;margin:0;padding:0 0 28px 60px;border-left:2px solid #dae7fc;margin-left:20px}.steps li:before{content:counter(steps);position:absolute;left:-21px;top:0;width:40px;height:40px;display:grid;place-items:center;background:#e4eeff;border-radius:50%;color:var(--blue);font-weight:800;border:4px solid var(--bg)}.steps li:last-child{border-color:transparent;padding-bottom:0}.steps h3{font-size:20px;margin-bottom:10px}.steps p{font-size:15px;color:var(--muted)}.formula-cards{display:grid;grid-template-columns:1fr 1fr;gap:15px}.formula-cards>div{background:white;border:1px solid var(--line);padding:22px;border-radius:16px}.formula-cards>div:last-child{grid-column:1/-1}.formula-cards code{display:block;color:var(--blue);font-size:14px;line-height:1.6;overflow-wrap:anywhere}.formula-cards p{font-size:13px;color:var(--muted);margin-top:12px}.checklist-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.checklist-grid label{display:flex;gap:12px;align-items:flex-start;cursor:pointer;font-size:14px}.checklist-grid input{width:18px;height:18px;flex-shrink:0;margin-top:3px}#checkProgress{margin-top:12px}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line);padding:20px 0}.faq-list summary{font-size:17px;color:var(--navy)}.faq-list details p{font-size:15px;color:var(--muted);margin-top:15px;max-width:880px}.author{display:flex;align-items:center;gap:30px;background:linear-gradient(120deg,#fff,#edf4ff)}.author img{width:144px;height:144px;object-fit:cover;border-radius:25px;flex-shrink:0;background:#dce8fb}.author h2{font-size:27px;margin-bottom:10px}.author-role{color:#315680;font-weight:600;font-size:15px}.author .eyebrow{font-size:11px;margin-bottom:10px}.author p{font-size:14px}.author .dates{font-size:12px}footer{background:#102752;color:#bacbe8;padding:42px 0;margin-top:24px}footer .brand{color:#fff;margin-bottom:18px}footer p{font-size:12px;max-width:860px}.skip{position:fixed;top:-80px;left:20px;background:#fff;z-index:100;padding:12px 18px;border:2px solid var(--blue);border-radius:10px}.skip:focus{top:12px}:focus-visible{outline:3px solid #3285ff;outline-offset:4px}
@media(min-width:1100px){#calcForm>.actions .primary{min-width:250px}}
@media(max-width:1050px){.brand-sub{display:none}.hero-grid{gap:30px}.blue-banner{gap:30px;padding:30px}.panel{padding:24px}.quiz-panel{gap:30px}.result-total{font-size:35px}.section-heading{align-items:flex-start}.section-heading>.pill{max-width:230px}.choice span{font-size:13px}.calc-layout{grid-template-columns:1.2fr 1fr}}
@media(max-width:800px){.header-inner{min-height:72px}.brand{font-size:17px}nav{gap:14px}nav a{font-size:12px}.hero{padding:42px 0 32px}.hero-grid{grid-template-columns:1fr}.hero-note{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;padding:24px}.hero-note .pill{justify-self:start;align-self:start}.hero-note .zero{grid-column:2;grid-row:1/4;margin:0;align-self:center;justify-self:center}.hero-note h2{margin:12px 0}.hero-note p{grid-column:1/-1;margin-top:10px}.hero-note a{grid-column:1/-1}.calc-layout{grid-template-columns:1fr}.result{position:static}.result-total{font-size:44px}.benefits-grid{grid-template-columns:repeat(2,1fr)}.quiz-panel,.blue-banner{grid-template-columns:1fr;gap:28px}.flow{display:flex;gap:10px;align-items:center}.flow>div{flex:1;padding:12px 8px;font-size:13px}.flow small{font-size:11px}.flow>b{transform:rotate(-90deg)}.inline-callout{flex-wrap:wrap}.inline-callout p{min-width:200px}.inline-callout a{margin-left:auto}.section{padding:32px 0}.section-heading{flex-wrap:wrap}.section-heading>.pill{max-width:none}.choice span{font-size:14px}}
@media(max-width:520px){.container{width:calc(100% - 28px)}.header-inner{flex-direction:column;gap:8px;padding:10px 0}.brand-symbol{width:28px;height:28px;border-radius:8px}.brand{font-size:16px}nav{width:100%;justify-content:space-between}.hero h1{font-size:37px}.lead{font-size:16px}.hero-note .zero{font-size:72px}.hero-note h2{font-size:19px}.hero-note .pill{font-size:10px}.hero-note{padding:20px}.panel{padding:20px;border-radius:18px}.choice-grid{grid-template-columns:1fr}.choice{padding:14px}.two-col{grid-template-columns:1fr}.benefits-grid{grid-template-columns:1fr}.benefit{padding:22px}.benefit .icon{float:right;margin-left:14px}.benefit h3{margin-top:7px}.blue-banner{padding:24px;border-radius:20px}.blue-banner h2{font-size:27px}.blue-banner p{font-size:14px}.flow{display:block}.flow>b{transform:none}.flow>div{font-size:15px}.flow small{font-size:12px}.quiz-panel h2{font-size:27px}.primary{flex:1}.result-total{font-size:38px}.total-box strong{font-size:26px}.breakdown>div{font-size:12px}.breakdown dd{white-space:normal}.checklist-grid{grid-template-columns:1fr}.formula-cards{grid-template-columns:1fr}.author{flex-direction:column;align-items:flex-start;gap:20px}.author img{width:100px;height:100px}.author h2{font-size:25px}.steps li{padding-left:37px}.steps h3{font-size:18px}.steps p{font-size:14px}.inline-callout{padding:20px;gap:16px}.inline-callout p{min-width:150px}.inline-callout a{width:100%}th,td{padding:14px}.dates{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{html{scroll-padding:0}body{background:#fff;color:#000;font-size:11pt}.site-header,.hero,footer,.section:not(.calculator-section),.section-heading,#calcForm,#resultActions,#resultStatus,.skip{display:none!important}.container{width:100%}.section{padding:0}.calc-layout{display:block}.result{position:static;background:#fff;border:0;box-shadow:none;padding:0}.result-total{font-size:28pt;color:#000}.total-box{background:#fff;color:#000;border:1px solid #999}.composition{print-color-adjust:exact;-webkit-print-color-adjust:exact}.result:before{content:'Калькулятор комиссии риэлтора · Понятная сделка';display:block;font-size:14pt;font-weight:bold;margin-bottom:20px}.result:after{content:'Методика обновлена 27.10.2026. Расчет по введенным условиям; окончательная стоимость услуг определяется договором.';display:block;font-size:9pt;margin-top:24px}.breakdown>div,.total-box,#loanResult{break-inside:avoid}}